Boost Your Credit Score BY 82 points¹
A credit score that opens doors? Yeah, we got you. Build, fix, and protect your credit—100% free. Dovly’s AI-powered tools make it easy, so you get where you need, faster.
50,000+ reviews
We've helped 1,000,000+ members
Your Future Just
Got an Upgrade
That credit card with awesome rewards? In your wallet. That new car? Yours. Your dream home? Approved.
You focus on your goals. We’ll handle your credit. No stress, no guesswork—just powerful results.
🚀 Boost your credit score by 82 points, on average
💰 Qualify for better credit cards, loans, and lower interest. rates
🔒 Get peace of mind with 24/7 credit protection
You focus on your goals. We’ll handle your credit. No stress, no guesswork—just powerful results.
That credit card with awesome rewards? In your wallet. That new car? Yours. Your dream home? Approved.
🚀 Boost your credit score by 82 points, on average
💰 Qualify for better credit cards, loans, and lower interest rates
🔒 Get peace of mind with 24/7 credit protection
How It Works
01
Sign up in under
2 minutes
No hard credit pull! Signing up won’t affect your score—so what do you have to lose??
Sign up in under 2 minutes
02
We’ll do the heavy lifting
Our AI engine will analyze your credit and see what’s holding you back. Then, we’ll give you personalized tools and expert tips to take your credit to the next level—whether that means building, fixing, or protecting your score (or all three at once).
03
Get Results
No hard work, confusing steps, or guesswork—just results. We’ll track your progress, send you pro tips, and keep you in the know—so download the app and don’t ghost us!
You’re all set – let AI handle the hard stuff
Hey Dovly AI Build My Credit
Boost your credit fast with a new positive tradeline—no interest, no annual fee! 96% of members with a score under 550 saw a lift. Big credit energy starts now!²
Hey Dovly AI Fix My
Credit
Are you one of the millions of Americans with an error on your credit report? Join the club! But don’t worry - we can fix it. Our AI goes hard, spotting and fixing the errors and boosting your score (82 points on average) - fresh start, unlocked! 🔓✨
Hey Dovly AI
Protect My Credit
Dovly AI is your elite credit security force—shielding your identity, blocking threats, and keeping your hard-earned credit safe 24/7. We stay on guard so you don’t have to. Your security, our priority.
Your Credit, Your Way
No more confusion—just simple, personalized steps to build, fix, and protect your credit, all in one place.
Your Credit, Your Way
Credit Score & Report
Credit Improvement
Credit Building
ID Theft Insurance
Credit Protection
Free 👋
$0.00 /mo
Great for people who have no big purchases coming up and want to try out service for free. No credit card required. No hidden fees.
34pt avg score increase⁷
-
-
Monthly TransUnion® report and score
-
Manual dispute selection with TransUnion
TransUnion only
-
Security score reveals your risk level
-
Data breach alerts (limited)
-
Premium 🤑
$19.99 /mo
With 2x the success rate³, this is great for people who want to get a new credit card, home loan, or car in the next 3+ months. Also great for anyone looking to pay down debt and start saving money.
Monthly
Yearly
✅
82pt avg score increase¹
Unlimited AI-powered disputes (BONUS!)⁵
Multi-bureau
Weekly TransUnion report and score
Safeguard your credit with monitoring alerts
$2K line of credit to boost your score⁶
✅
$4,700 credit limit increase⁴
✅
2X success rate
Security score reveals your risk level
TransUnion credit lock fraud protection
Data breach alerts
$1M ID theft protection
$2K line of credit to boost your score⁶
✅
82pt avg score increase¹
✅
$4,700 credit limit increase⁴
✅
2X success rate
Unlimited AI-powered disputes (BONUS!)⁵
Multi-bureau
$1M ID theft protection
Security score reveals your risk level
TransUnion credit lock fraud protection
Data breach alerts
$1M ID theft protection
Premium 🤑
$8.33 /mo
With 2x the success rate³, this is great for people who want to get a new credit card, home loan, or car in the next 3+ months. Also great for anyone looking to pay down debt and start saving money.
Monthly
Yearly
($99.99 billed annually)
$19.99/mo
Weekly TransUnion report and score
Safeguard your credit with monitoring alerts
most powerful
dovly ai users see:
82 pts
average credit score increase
82 pts
average credit score increase
$4,700
average credit limit increase
$4,700
average credit limit increase
96%
of members with a credit score below 550 see an improvement
96%
of members with a credit score below 550 see an improvement
safe
Don’t worry, signing up won’t hurt your score 🤫
quick
Enroll in minutes - we won’t waste your time ⏳
savvy
Smart AI credit engine proven to optimize results 🤖
Financial Freedom
for Everyone. For Real.
The old-school credit system? Rigged. Built to put profits first, not you. That’s why we created Dovly AI—to flip the script. Our powerful AI works for you, not against you. And behind the tech? Real people who actually care about you and your financial success.
We do it all for free. No gimmicks. No hidden fees. Just real results. It’s time to take back control.
Financial freedom
for everyone.
for real.
We’ve helped our members raise their scores by 14,000,000+ points⁸
BOOST THAT SCORE
A better credit score, stress-free.
82 points higher—Dovly AI Premium delivers real results!
Everything you need to build, boost, and protect your credit—done for you, all in one FREE app.
+82 PTS
Dovly AI Premium MEMBERS
see an AVERAGE SCORE INCREASE OF 82 pOINTS!
+82 PTS
Better Credit. Bigger dreams. 100% Free.
© 2025 Dovly AI, Inc. All rights reserved.
DOVLY AI
How It Works (Made Simple)
BOOST THAT SCORE
DOVLY AI
Plan Details
Premium 🤑
$39.99 /mo
Premium is great for people who want to get a new credit card, home loan, or car in the next 3+ months.
✅
82pt avg score increase
✅
$4,700 credit limit increase
✅
2X success rate
-Weekly TransUnion® report and score
-Safeguard your credit with monitoring alerts
Credit Score & Report
-Unlimited AI-powered disputes
(BONUS!)⁵
-Multi-bureau
Credit Improvement
-$2K line of credit to boost your score⁶
Credit Building
-Security score reveals your risk level
Credit Protection
-Data breach alerts
-TransUnion credit lock fraud protection
-$1M ID theft protection
ID Theft Insurance
Free 👋
$0.00 /mo
No credit card required. No hidden fees
34pt avg score increase
-
-
-Monthly TransUnion report and score
Credit Score & Report
-1 dispute/mo
-Dispute with TU only
Credit Improvement
-
❌ Credit Building
-Security score reveals your risk level
-Data breach alerts (limited)
Credit Protection
-
❌ ID Theft Insurance
So far my score has gone up well over 77 points. Dovly has changed my life and has gotten me one step closer to buying a home for myself and my family. Thank you!
Google review by Paisley G.
Simply amazing. Score improved almost 200 points in one month. I paid a credit service for years for what this app did in one month.
App Store review by Noel P.
I use only the free section of Dovly and I did NOT expect to get the gift I got this morning! My credit score jumped 123 pts! THANK YOU DOVLY for your help!
Google review by Hannah T.
Helped my credit go up over 100 points in less than 3 months, it's legit, it works.
Google review by Steven Z.
I absolutely love this app. It does everything. I am so happy to be living in the age of AI
Google review by Brett B.
I love Dovely. My credit has gone higher than it's ever been thanks to them.
Google review by Rashad J.
My credit went up 55 points and I only had Dovly for 2 months
Google review by Bonita C.
Man this is the best app I used. They put 56 points on my credit in a week. I love it.
This app has helped boost my score between 75-112 points, in only… two short months, depending on which firm you ask. I went from a low five hundred score to an amazing score between 675 & 690! THX Dovly! UR THE BEST EVER!
Google review by ImSo
Absolutely Incredible! I’ve tried 10 other credit helping companies - None of them match Dovly. Thank You.
App Store review by J Dubb44
Real People. Real Wins.
50,000+ reviews on the App Store & Google Play.
Every case is different, and not everyone will achieve the same results.
1Average increase experienced by a sample of 30,746 Dovly AI Premium members that have been enrolled more than 6 months, as of November 2024.
2Increase experienced by a sample of 8,687 Dovly AI members that were using the build product, as of March 2025.
3Based on a sample of 789,548 Dovly AI members, as of November 2024.
4Averages based on data after 90 days of enrollment from all Dovly AI members enrolled between November 2023 and May 2024.
5Dovly AI’s automated credit engine maximizes your results by submitting the optimal number of disputes each month based on a combination of factors unique to your credit report.
6Eligibility for the $2,000 line of credit is subject to approval and completion of enrollment. Terms and conditions apply. Credit builder products are designed to help improve your credit with responsible use.
7Average increase experienced by a sample of 86,156 Dovly AI Free members that have been enrolled more than 6 months, as of November 2024.
8The combined total credit score increase among Dovly AI members through April 2025.
How It Works (Made Simple)